Core Banking Solution
Natech S.A. designs, develops and supports the leading IT system for Banks and Financial Institutions in Greece. CSB is catering to dynamic and agile cooperative institutions that require agility, ease of use and advanced functionality in a single system.
CSB is the solution that most Greek Cooperative Banks use for their banking needs.
The system's architecture is client/server based using relationship database models in a windows based environment. The application is user adaptive supporting external and internal expansions and add ons. In addition, CSB' ingenious programmability expansion toolkit allows the IT administration teams to enhance its functionality to their own specific needs.
CSB is capable of administering successfully every single operation in the organisation while it encapsulates the vast majority of daily operations in a single application.
Strategic choice
CSB is a strategic choice for a bank. It is an online, realtime, customer centric, multilignual and multi currencesystem with full scale adaptation capabilities. It supports multi domain and multichannel operations supporting global banking at no additional cost.
We have developed the application adopting the most advanced international standards and regulations focusing on security, agility and simplicity in every process and operation. We are proud of delivering a system that operates smoothly and continuously in 8 banks in Greece.
The system has been designed to support co-operative, retail banking and private banking. It requires minimum IT support minimizing the TCO for the organisations that use it. CSB provides a smooth and dymanic work desktop for multiple channels securing 24 hour operating without the need for end of day batch operations provide real time reporting and operating functionalities.
CSB advances productivity, simplifying work flow. It enhances customer loyalty through a unique relationship management framework
CSB is a modular, customer centric application capable of adapting to ever changing business needs.
Functionality
CSB has been designed in a way that:
- Supports the complete set of banking operations
- Administers customer interactions throughout the bank's network
- It fully support financial, managerial and corporate managerial operations
- Simplifies and automates data flow in analytical or concentrative manner.
- It provides rich managerial information across the organisational boundaries
- Fully supports member and accounts
- Secures the demand for national and international business operations
- Traces and blocks illegal actions and money laundering
Expandability
CSB affords a great range of sub systems that integrate into the core system creating a unique and complete IT solution for the client organisation. In a quick view, CSB has:
- Accounting
- Shares and membership
- Customers, Accounts, and members
- Deposits
- Payments, withdrawals
- Letter of Contract, credit agreements
- Collateral
- Cash, Cash Equivalents, cheques etc
- Loans
- Capital flow
- Multiple Currencies and Currency exchange
- Securities
- Guarantees
- Counters
- Budgeting, estimates and costing
- Financial instruments
- User rules and security
- Electronic means banking
- Teller
- Multiple branches
- M.I.S.
- Anti- money Laundering
CSB is supplemented through add ons such as :
Benefits
CSB is an advanced banking system that benefits both the users and the bank's customers.
Customer centric
CSB puts the customer in the center of all banking processes. The system provides real time information about the bank's customers at all times. Nevertheless, regardless users' branch or the customer's account practices, CSB will provide accurate information with a click's ease.
The users manage the business operations in continuous and centralized way on a real time basis. There is no need for discontinuous double checking since the system promotes relationship banking on a single screen.
Promoting creativity and agility in everyday operations, CSB disengages the management from the trivial process of micromanagement and eliminates the need for double entries from the users. The systems has an innate genious reporting system which together with the adaptive administration modules transforms the day to day operations to a pl
Creating new products and services
Growing means creating
CSB promotes creativity through its intelligent marketing material tools. On top of that, being agile and supporting multiple channels the system allows the design of new products or services on demand reducing the time to market.
Security and Permissions
Natech has designed a new easy to use, simple to grasp but rigid security and authorisation system that fully logs and administers CSB user rights. Granting rights and user supervision is allowed through Natech's authorisation system and blocks any wrongdoing and monitors around the clock the smoothness of business operations.
Optimization of Business Processes
CSB through its adaptive architecture allows the management to change and optimize on demant their work flows and corporate rules. In addition agile to any organizational style CSB will never let you down no matter the complexity of your implementation
Parameterized transaction rules
The system allows the institution to set any transaction rules on demand.
Continuous operations
CSB was the first system to launch the 24hour banking. An innovation followed later by competitors that eliminates the need for end-of day closing operations. CSB runs continuously allowing for instant and real time information, accurately.
Management Information System
Natech's CSB offers a uniquely designed Management Information System. It supports any kind of reporting feature the management may require. Allowing for multi level reporting and implementing seamless data evaluation and progression reports, CSB is the perfect tool from any perspective
System Architecture
Natech has designed CSB on the basis of a multi tier, application that can be expanded and upgraded regardless the business needs. The system has been designed on object oriented manner supporting
- 100,000,000 accounts
- 1,000 branches
- multi channels
- 10,000 signed on users
- Practically Limitless data
- Practically Limitless transactions
Contact us to discuss about solutions that might interest you